THE PROCESS
1. Apply Online
- Start your homeownership journey by completing the online application.
2. Personalized Consultation
- You pay the non-refundable application fee of $500, which goes towards your initial deposit.
- Our dedicated team:
i. Educates you about the process from start to finish.
ii. Customizes a plan to fit your financial goals and timeline.
iii. Offer guidance and support to improve your credit score over time.
3. Choose Your Home
- You pay the non-refundable minimum initial deposit of $20,000 or 3-5% of the purchase price of your home, which goes towards the purchase of your home.
- You shop for your ideal home with the experience and expertise of our knowledgeable realtor.
4. Move In and Rent with Purpose
- We purchase the home.
- You rent the home from us and enjoy the perks of living in your chosen home while a portion of your monthly rent (rent credit) contributes to your future homeownership.
5. Seamless Transition
- Once you meet the agreed-upon milestones i.e.,
i. Earned enough rent credit combined with your initial deposit to use for the down payment for purchase the home,
ii. Improve your credit score to get approval for a mortgage,
- You buy the home from us, and
- Seamlessly transition from tenant to proud homeowner.
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